Get a Free Gas Card Raise Funds for Cancer Research

The more money you raise online, the more free gas you get!

Gas prices are set to rise as the summer months approach, The Leukemia & Lymphoma Society (LLS) is providing some relief by offering free gas cards in July and August.

Now, you can earn free gas when you raise funds using your Light The Night Web page during the months of July and August. Raise $250 online, you'll receive a gas card worth $15. For every $500 you raise online, you'll get a card worth $50.*

Funds raised through Light The Night Walk support LLS's mission to cure leukemia, Hodgkin's and non-Hodgkin's lymphoma and myeloma, and improve the quality of life of patients and their families.

So do something good, and get something good!

What is Light The Night Walk Save at the Pump?

It's a promotion in which online fundraisers receive a free gas card for specific levels of funds raised. "Light The Night Walk, LLS's annual evening fundraising walk, is the nation's opportunity to pay tribute and commemorate lives touched by blood cancer," said Nancy L. Klein, chief marketing and revenue officer for LLS. "The goal of finding cures is already a great motivator, and LLS's 'Save at the Pump' promotion is just an extra way to thank participants for bringing hope to patients battling cancer."

How do I get my free gas card?

During the months of July and August, raise funds using your Light The Night Walk fundraising Web page. If you raise $250 online, you'll receive a free gas card for $15; a $50 card for every $500 you raise online.* Cards will be sent to your mailing address in September when the promotion is completed.

What brand of gas is the card good for?

The free gas cards will be LLS-branded Visa cards that can be used at any gas station that accepts Visa

To Join My Team or to make a donation visit Jim Roche NJ Team Page HERE

For more information about the gas promotion or to learn more about Light The Night, call (877) LTN-WALK or visit www.lightthenight.org/freegas.

Free Gas Savings Tips ~ I Get Free Gas .. Ask Me How Submitted by Jim Roche NJ

If you want to Save Money on the things you buy every day. Receive Free Gas, Dining, and Shopping Cards, and make 100% Commissions your first week, Join The Savings Highway Today!

12 Second Commute Users Have Big Tools | Angie Mitchell Submitted by Angie Mitchell

The Entrepreneurs who use and provide online marketing tools and services to the mammoth amount of people looking to make money online are the ones making the most money!

12 Second Commute gives you the opportunity to become one of these successful entrepreneurs!

If you've been looking for a way to make money online that is NOT going to break the bank and give you the ability to honestly and realistically make money, then this is your opportunity. There are over 100 million people looking to make money online. Every one of those 100 million people need the online marketing tools and 12 Second Commute is going to supply this if they are going to succeed, with whatever program, product or service is being sold.

I have and you can also get your piece of the Internet opportunity that will always be in demand and always be affordable.

What Exactly is 12 Second Commute?

12 Second Commute is a service that includes access to all the tools and services you need to succeed online. That's it....everything needed to run an online business - ALL IN ONE PLACE!

Who Owns 12 Second Commute?

12 Second Commute is owned and operated by ISORegister, Inc. Darryl Graham is the owner and has been successful online since 1999. All the tools included in your 12 Second Commute account have been developed to be top notch and professional-grade, yet extremely easy to use.

Darryl utilizes his time helping others learn to use the Internet to create positive income streams the correct way without all the useless hype that pervades the Internet.

When you get 12 Second Commute, you can contact Darryl personally because unlike other online businesses, Darryl makes himself available to his clients and does not hide behind an email address.

How Much Does It Cost?

You can get started for FREE as we want you to see the power of the system and test the marketing tools, then when you see the power of this system, you can easily upgrade in your members area and the cost ranges from $9.95/mth - $39.95/mth. No, that is not a typo!

You will remain a free member for a full 30 days, this should give you time to review the 12 Second Commute system and make an informed decision on how the service will benefit you.

I highly doubt it BUT in the unlikely event you decide that 12 Second Commute is not for you, you simply cancel your account. Or you do nothing and your account will be automatically deleted for you. Either way, you will NOT receive any emails asking you to come back or trying to sell you anything, and you will be permanently removed from the database forever.

Check Out My Tool Box

Angie Mitchell
(604-883-2218)
angie@fast12secondcommute.com

My Blog

Retirement Planning | Who Packed your Parachute? | Jim Roche NJ Submitted by Jim Roche NJ

Retirement Social Security is a lot like a parachute-when you jump out of an airplane you know it is there you just hope it opens to guide you safely to the ground. The same can be said about Social Security Retirement Planning- you know you have done it you just hope you have done it well enough to guide you to financial safety after you retire from your 9-5. Yet most people may not know much more about it than that.

Social Security facts to take into account when planning retirement:

Social Security Retirement Benefits do not automatically start coming in the mail the first day you retire. They must be applied for. The easiest way is to set up an appointment with the local Social Security office or call (800) 772-1213.

To get an official statement of all the earnings recorded in your Social Security account, an estimate of your current disability and death benefits, and an estimate of future retirement benefits, fill out a Form 7004 Request for Social Security Statement, obtainable at your local office.

If you do not find and correct errors in your Social Security record within three years, they become part of your permanent record. So, you might start planning to check on them every three years or so.

If you are planning to work in retirement, you can, but if you earn too much it will reduce the size of the benefits you are receiving from age 62 up to your normal retirement age. The limits on such earnings are currently $14,160 for 2009. Retirement Benefits are reduced by $1 for every $2 that you earn over this amount. Though, the amount of Social Security one "forfeits" because of "excess earnings" does get re-paid to you upon reaching full retirement age via an increase in your monthly payment. After you attain your normal retirement age, you may work as much as you want with no reduction in benefits, although they may become taxable if you earn too much.

You can increase the size of your retirement benefit by delaying collecting your benefits and by remaining on the job past full retirement age. This higher benefit comes from extra earnings toward your account and a credit awarded for this patience, ranging from 3 percent to 8 percent of your benefit depending on your date of birth.

For people born after 1937, normal retirement age has increased. For example, if you were born in 1940, full retirement age is 65 and six months; born in 1950, it is 66. Anybody born in 1960 or later will be eligible at age 67.

Social Security Disability Benefits do not continue past normal retirement age. The month before you attain normal retirement age, the disability benefits are automatically converted to retirement benefits.

There is a limit to the amount of benefits that can be paid on each Social Security record called the maximum family benefit, generally around 150 to 180 percent of the worker's benefit. If this limit is exceeded, the family benefits are reduced.

Ex-spouses, widows and divorced widows may all be eligible for benefits on a spouse's record. Provided the requirements are met, they may even all be collecting on the same worker's record.

There are two Social Security trust funds: one used to finance retirement and survivors benefits and the other used to finance the disability program. Money not used to pay current benefits, by law, is invested only in U.S. Government Treasury bonds.

Social Security is a significant resource for many retired individuals. Spend some time with your financial planner learning about what part these benefits should play in your retirement planning future.

Are you comfortable hoping that your Social Security Retirement Benefits parachute will open and be enough for you in your retirement years? Early Retirement Planning requires you to do your due diligence ahead of time. If you are planning retirement due to your age or just looking for an opportunity to retire early from your current employer. The Savings Highway has put together a program for you to be able to Retire Early with 21 discount programs included with membership. Jim Roche of NJ has created The Early Retirement Planning Forum for you to visit join and post all of your early retirement planning tips as well as provide information and resources for those wanting to retire early, or just what is necessary for you to know how retiring early can become a reality.

For More Information Contact

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com/
jimrochenj@gmail.com

Bring Home the Residual Income Bacon | Angie Mitchell Submitted by Angie Mitchell

I'm not against earning some good, honest, "one-shot" linear income, but given a choice, which would you rather do: work hard and get paid only once, through linear income, or get paid continuously - perhaps for years or even the rest of your life - for hard work you perform only once, through residual income?

Linear income is directly proportional to the number of hours invested in it (40 hrs. of pay for 40 hrs. of work), but one of the great advantages of residual income is that once the ball starts rolling, you continue making money from your initial efforts, while gaining time to devote to other things… such as spending more time with your family or perhaps generating more streams of residual income!

There are many different businesses models to choose from. The key is to learn how to make money off of other people's labor as well, rather than trying to do it all on your own. Likely it may not happen right off the bat but it will come with a little effort and dedication on your part. Note that leveraged income may or may not be residual income… when you combine them, that's even better.

Now is the time to think about how to apply this in your business. How could you make money off the work of others? As for me, I chose to promote a recession proof Savings and Earnings Program that offers the opportunity to save money on daily purchases such as gas and groceries and in turn offer the same benefits to others. When people join the program I start making residual income.

The sooner you answer these questions, the sooner you'll have financial and personal freedom.

Although taking care of your children is a job you gladly do for the joy of being with them, it doesn't exactly pay the bills. But in order to stay afloat these days, most households need both parents to have a job. For stay at home moms and dads, exchanging time with their children for time in a cubicle is an unappealing trade.

Luckily the technology available today is making it possible for parents to work from home. Computers, combined with the power of the internet, have opened up a slew of opportunities to be able to bring home the residual income bacon while taking care of young children. Whether you are looking for part time work or need to replace lost income.

Ultimately, the best job for stay at home moms or dads is the job they design for themselves by owning their own home based business. As a home based business owner, you get to be in charge of your time and your income. If done right, your initial investment of hard work could even lead to years of residual income. Meaning you'd be able to take a trip to the Bahamas and still get paid.

For stay at home moms and dads, I have done the research and found the perfect opportunity that lets you make money and save money while giving you that freedom you want to spend time with your family. All it takes is a click to get started on the road towards achieving your dreams and start enjoying the "residual income bacon" we'd all love to have.

Residual Income Opportunity

Angie Mitchell
angie@thesavingshighwayclub.com
(604-883-2218)

My Blog

Earn Residual Income | Savings Highway | Angie Mitchell Submitted by Angie Mitchell

A lot of people out there are looking to learn how to "cash in" when it comes to earning a residual income.

Network marketing has exploded and it is not surprising to me at all. This industry is great and more importantly the Internet is helping boost its popularity. There are no special skills that can't be learned as-you-go and if you've never done something like this before you will learn alot. It's a process and who knows, it may become your passion like it has for me, my only regret is that I never started sooner.

The downside is that a lot of people fail because when they don't make a large amount of money right away they quit, trust me, this will take time and effort on your part if your goal is to earn a residual income.

If someone told you "it's easy, you will be making $5,000 or $10,000 in no time, RUN!" Often times people who don't see immediate success blame the companies, their upline, the product or service when they should be blaming themselves.

I chose Savings Highway as my vehicle to earning a residual income because it's a stable company with integrity that offers real value and savings to real people just like me. Sure, it hasn't happened overnight but I feel pretty darn good about promoting a program that the "average Joe" can really sink their teeth into and that's important!

Look, there is no easy way to earn a residual income with any program that you decide to get involved with. Sure, after you begin to promote it and get the hang of it, make some sales it may seem easy. But it does take some work to get to this point.

Most people who find a way to earn a residual income from their home with the internet is that once you find one program and become successful with it, then and only then should they look to find another. Some are so desperate to make money they end up dropping alot of cash trying with different programs and they end up spreading themselves too thin. You are better off in getting the skills and training to learn how to earn an income such as this and FOCUS, FOCUS, FOCUS ON ONLY ONE!!!

You can eventually have multiple streams of residual income that allow you to put in some hard work at the beginning and see dividends in the form of passive income for months or even years to come. It's not being lazy, it's being SMART!

My Earning Residual Income Opportunity

Angie Mitchell
angie@thesavingshighwayclub.com
Skype: angiebt79828
604-883-2218

Planning Early Retirement | How to Retire Early | Retirement Forum Submitted by Jim Roche NJ

Would you like to know how to retire early in today's uncertian economy? Are you going to retire early or at least an age when you can still enjoy retirement or are you just hoping your job will stay around until you can retire? Then do this NOW…TAKE ACTION!

Todays uncertian economy, the volatile stock market and falling home assessments are affecting just about everyone, but people who would like to retire early or are about to retire may be in the most precarious of positions of all and are asking themselves, how is it possible to retire early in today's economy? Are you looking for appropriate ways to respond? Then now is the time to start your early retirement planning so YOU are able to manage your personal finances and look forward to retirement years.

"Social Security replaces approximately 41% of the average earner's income at retirement and some forecasts predict a fall to 30.5%." * (Source: "Social Security, Medicare and Americans' Confidence in Their Retirement Future" Watson Wyatt Insider, September 2008.) I don't know how anyone can be prepared for what we've been experiencing recently with our economy. The current retirement income system of defined contribution plans in which employees bear all the risk is dissapearing for the the average worker.

Seeing your portfolio or your 401K lose value over a prolonged period is never easy, but it can cause tremendous stress if you're relying on your nest egg or will be relying on it shortly. If you're still working, will you have to postpone early retirement? If you're retired, will you have to reduce spending, cancel plans or look for a job? Most people haven't been very good at building balances in 401K plans or savings accounts; they're modest by any measure, most people are not experienced investors, (myself included) and their whole future well-being depends on the assets in these plans. When they're hit by these huge fluctuations in the market, it must really put a knot in their stomachs.

Fear and concern are normal. The news is all around us, and it's impossible to ignore. People entering into retirement are the ones who are most aware of their financial situation because all of a sudden it's staring them right in the face. If you haven't done a stellar job of early retirement planning, your options are fairly limited. You can work longer, live on less or work in retirement but you sure as heck don't have to!

Let me ask you this, have you ever considered an an online mlm business? If not, how come? There are so many benefits to having a online mlm business and this just might be the answer to the question: How is it possible to retire early in today's economy? Make financial freedom a possibility for you.

I started planning my early retirement this year when I joined The Savings Highway and began saving money on the necessities I was already purchasing (Gas and Groceries) thereby creating my own economy!

Successful People Are...Decisive Decision Makers!

Jim Roche of NJ has created The Early Retirement Planning Forum for you to visit join and post all of your early retirement planning tips as well as provide information and resources for those wanting to retire early, or just what is necessary for you to know how retiring early can become a reality.

For More Information Contact

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com/
jimrochenj@gmail.com